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What is the average cost of living in Germany for Indian Students?

If you are planning to study in Germany, here is good news for you. Public universities in Germany don’t charge tuition fees from local or international students. All you need to think about is the expenses of the semester contribution and the average cost of living in Germany for Indian students.

So, how much do you have to spend to complete your studies in Germany? Let’s talk about this in this article. So, keep reading further. We will discuss all the major aspects of living in Germany.

What’s in it for you-

  1. Student Life in Germany
  2. Best Place to Live in Germany for Indian Students
  3. Average Cost of Living in Germany
  4. How to Manage Expenses for Living in Germany?
  5. Conclusion
  6. Frequently Asked Questions

Student Life in Germany

Every student is curious to know that how will be the life in Germany as a student? Will it be tough or joyful? Well, being honest I can say that it will be neither always tough nor always joyful.

It will be similar to any other educational institute. But yes, there will be a few differences that you can use as an advantage while you live in Germany. Most bachelors degree courses are taught in German. So, you will get a chance to learn a new language other than your native language.

Another good thing about studying in Germany is that you will meet people of various cultures because students from all the countries apply to study in German universities. This will open you up in front of people having different mindsets.

Apart from academic studies, you will get to know the lifestyle, rules & regulations, and laws of the country. Also,  you can explore the beauty of Europe while living in Germany during your studies.

Best Places to Live in Germany for Indian Students

Germany is a good choice to study for whether bachelor’s or master’s degree. According to UNESCO (United Nations Educational, Scientific, and Cultural Organisation) report, Germany is among the top 5 destinations in the world for higher studies. Also, it is one of the most beautiful countries in Europe for work and travelling.

Berlin is the capital city of Germany. Also, it is the largest city and has the maximum population than other cities. The largest state of Germany is Bavaria whose capital is Munich. If we talk about the top 5 places to live in Germany to live for Indian students, then the list can be as follows.

  1. Berlin
  2. Munich
  3. Stuttgart
  4. Frankfurt
  5. Hamburg

This is just a list of the cities that most people prefer to live in. But, if you get admission to a university that doesn’t belong to these cities, then you will have to live there. It doesn’t mean that those cities are not good or safe for living in Germany.

Average Cost of Living in Germany

Germany is one of the most inexpensive countries for Indian students to study in any field. The most beautiful thing about studying in Germany is that both local and international students can pursue high-quality education from the top universities without any tuition fees.

There are some other semester expenses that are applicable to all the students. Those expenses are very low that we can consider them negligible. This is the major reason that makes Germany one of the top priorities of students across the globe.

If we talk about the average cost of living in Germany for Indian students, we break it down for you to understand better.

ParticularsExpense (Euros)
Accommodation€200 – €300
Food€70 – €100
Travel€50 – €100
Health Insurance€20 – €35
Daily Utilities€70 – €100
Other Expenses€50 – €100
Total€550 – €650 per month

The value of a Euro lies between  Indian Rupees. For Rs. 85/- per Euro, the average cost of living in Germany for Indian students is around INR 35000-45,000 per month. So, if you are planning to study abroad and Germany is on your wishlist, you should consider this before applying for admission to any university.

Note: The estimate is calculated by considering general expenses. The amount may vary from person to person according to the habit of expenditure and lifestyle of various cities of the country.

How to Manage Expenses for Living in Germany?

Germany is one of the favourite destinations for international students. The main reason for this is the lowest cost of education. You spend a very negligible amount on your education per semester even being an international student. Your main expenditure includes your living, food, travel and insurance.

House Rent

One of the very first mandatory expenses that you will require is to find a place to live. You can easily get an apartment for rent in Germany. Your monthly rent would be the biggest expenditure in your total monthly expenses list.

Your apartment rent would depend on the location in Germany where you are staying. On average a one-bedroom apartment should not cost you more than 250 EUR or if you are looking for a well-furnished apartment located close to the downtown, then it may cost you somewhere around 350 EUR.

The best way to spend on your monthly rent expenditure is by sharing a room with some other roommates.

In an apartment, rent is not the only expenditure. You will also have to pay for the electricity, water and garbage. The average cost of all these expenses maybe around 250 € per month for a decent apartment.

Food and Utilities

Another important and mandatory expenditure is your food. If you are someone who doesn’t know how to cook, then it will cost you a really good amount. However, you can minimize your expenditure on your food by cooking at your home. You can occasionally go to restaurants for a change, a restaurant in Germany would cost you around 40 EUR for two people.

We have shared a list of some items below so that you can get an average estimate of costs in Germany.

  • White bread (500g) – 1.24 €
  • Milk (1 liter) – 0.71 €
  • Eggs (12) – 1.64 €
  • Rice (1kg, white) – 2.03 €
  • Potato (1kg) – 1.06 €
  • Onion (1kg) – 1.09 €
  • Tomato (1kg) – 2.62 €
  • Chicken (1kg) – 7.53 €
  • Beef (1kg) –  11.65 €
  • Apples (1kg) – 2.22 €
  • Banana (1kg) – 1.58 €
  • Oranges (1kg) – 2.29 €


Insurance becomes the next most important cost of living in Germany. It is mandatory for you to have health insurance. There are two types of health insurance available in Germany. One is public health insurance and the other is private. If you go with public health insurance, it will cost you somewhere around 20-35 EUR per month. If you want to cover more medical expenses, you should with private health insurance, which will obviously cost you more than public health insurance.


Last but not least is the travelling cost. On average, a taxi would charge you around 1.55 to 3.50 euros per kilometre. However, as a student, it would be feasible for you if you chose public transport which would cost you around 2 EUR or if you buy a monthly ticket it will cost you around 70 EUR.

You can manage all these expenses by making money as a student in Germany along with your studies. This will help you reduce the burden of transferring money from your parents of your any other source for the same.

As a student in Germany, you are allowed to work for 20 hours per week with a minimum wage rate of 15 EUR per hour. If you get a  job along with your studies, you can easily make 1200 EUR per month.


Germany is one of the favourite destinations for students not only from India but all over the world. The free cost of education is the unique feature that makes it one of the favourite options for students across the globe.

Apart from free education, Germany is also not very expensive. Considering all the major expenses including rent, food, insurance, travel and other miscellaneous expenses, you can easily manage all your expenses in less than 700 euros.

Additionally, international students also have the option to work twenty hours per week along with their education. This can help you a lot to finance your cost of living in Germany.

In Germany, you get a minimum hourly wage of twenty euros which accounts for twelve hundred dollars a month. Thus you can easily manage all your expenses on your own unless you make unnecessary expenditures.

Frequently Asked Questions

1. Can I live in Germany without speaking the German language?

Many students have a misconception that it is not easy to live in Germany if you don’t know the native language. You can survive easily if you speak English because almost everybody in Germany can speak English. However, there are a few courses that are taught in the German language in colleges. So, you need a B1 or B2 level German language certificate.

2. Can I live in Germany if I marry a German?

Yes, If you marry a German with a permanent residence, you will be eligible for a resident permit on the grounds of family purposes. Thus you can live in Germany if you marry a German.

3. How to live in Germany permanently?

To apply for permanent residence, you will have to stay in Germany for 5 straight years. Along with this, you need to prove that you can sustain yourself financially and also know the basic German language and laws.

4. How to live in Germany as a student for free?

You cannot live for free in Germany as a student. However, in terms of your education, you won’t be charged any fees or nominal fees, but you still have to bear the cost of rent, food, travelling, insurance and other miscellaneous expenses. Apart from this, there are various scholarship options like DAAD which you can apply for.

5. How long can I live in Germany without a visa?

You can live in Germany for up to 90 days without a visa if your country has been exempted from visa requirements.

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